Deferred Member


It’s never too early to think about your retirement, we offer a Pension Web Portal which allows you to run your own pension illustrations online, this lets you see how much your pension would be and the options available.  We would encourage you to make use of this as it can help with your long term planning to retirement especially if you are looking to see if you will have sufficient income when you retire. 

We also issue you with an annual benefit statement, this shows your pension built up to date the statement also includes a checklist of things to consider which many members find helpful. 

Keeping your details up to date is very important, in particular we encourage members to complete and Expression of Wish form so that the Trustees know where you would want any lump sum paid if you were to die.  If your circumstances change you can update your form and we would encourage you to do so. 

It is important that you keep us updated if you move so that we can contact you when your benefits become due for payment. 

We have included a number of life event guides which contain further information about how the Pension Fund works as well as the things you should consider.  The Fund Office team can answer any questions you may have but they cannot provide you with advice, but as always we would encourage you to take suitable financial advice if you are unsure of the course of action to take.